How to Avoid 5 Costly Childcare Insurance Mistakes
Updated: Mar 30
Samantha Phillips has gained a national reputation as the sparkly child care insurance expert. She has dedicated her career to being an advocate for early childhood owners by helping them navigate the complexities of their child care business insurance. She has spent the last five years supporting our ECE community by sharing her knowledge and expertise across different platforms and teaching how to dodge potential landmines. It is her passion to help you learn more about the coverages your business needs and why, so that you can make smart choices on behalf of yourself, your business, your team, and the littles in your care.
In this webinar, Samantha Phillips helped ECE leaders to understand their Certificate of Liability. Her focused detailing of each section and how it applies to child care centers will help you make sense of your current insurance as well as what to do in the future.
Samantha shared the 5 mistakes most child care owners make with their insurance coverage.
5. Not Purchasing Employment Practice Liability Insurance (EPLI).
EPLI protects from:
Whistleblower & Retaliation
Invasion of Employee Privacy
Failure to Promote or Hire
Deprivation of a Career Opportunity
Pregnancy & Location Accommodation
4. Missing the Importance of Coinsurance
3. Not Knowing the True Cost of Wind/Hail Deductibles
2. Not Asking for Exclusions
1. Trusting that your agent knows and understands child care needs is the #1 MISTAKE!
Contact Samantha Phillips:
F- Sam Phillips, Child Care Insurance Expert